Refinance your fixed-rate home loan to a shorter term and see big benefits. Say you have 26 years left on a 30 year fixed-rate mortgage at 6.5% APR and you refinance to a 15 year fixed-rate loan at 4.08% APR. Your monthly payment will only increase about $157—but over the loan term, you’ll be ahead more than $147,280. Or you might choose another option that reduces your monthly payment more, freeing up cash for daily needs. CALCOE is now offering mortgage refinance loans with rates as low as 2.99% APR* with no fees* for 7 and 10 year terms! This is a great opportunity to save on your mortgage payment but it won’t last long so talk to a loan specialist at CALCOE today to review your alternatives.

* means loans must be approved. Restrictions may apply. See us for full fee details.

Beginning January 3, 2012, CALCOE will be better able to serve your needs by changing our current hours. Our new hours will be:

Monday—Friday

Lobby: 8:30 am to 5:30 pm

Drive Up: 8:30 am to 5:30 pm

Saturday

Drive Up: 9:00 am to 1:00 pm

We sincerely thank you, our members, and  greatly appreciated your patience while CALCOE found the hours that best suits our members.

Holiday food favorites are coming into full swing and with a less than perfect economy, many wonder how to stay fit on a budget. This great article suggests some easy and inexpensive ways to become healthier. Plus, our own CALCOE staff is participating in the Selah Fitness Challenge and has challenged themselves to be the fittest credit union!

GO CALCOE STAFF!